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Most consumers know that negative items on a credit report can be disputed with the three major credit bureaus. Often times, this process can lead to a significant improvement in the credit score by removing the derogatory elements that were lowering the score. However, to achieve excellent credit, it is not enough to eliminate negative […]
Country Music Podcasts If you’re a fan of classic country music, then you’ve probably come across the Bobbycast podcast. Hosted by Bobby Bones, this nationally syndicated radio show has over 1 million listeners. It’s a personal account of the life and times of the artists and musicians that make up country music, from the perspective […]
For many people, the first introduction to life insurance is when a friend or “friend of a friend” obtains an insurance license. For others, a close friend or family member passed away without adequate coverage or no life insurance. For me, I met a life insurance company where I had to schedule appointments with friends […]
The importance of invisible friends Episode One: Dealing With Overwhelming Emotions Or what do you do when you feel overwhelmed by an emotion. I closed my eyes and thought, “I need you,” I didn’t even have to click my shoes and knock three times. They were there instantly. “Tell us,” I heard from deep inside. […]
The constants in life are power and feeling. The changes in life are in the expressions that creatures find for these constants. That’s why I can feel love [or hate] and express it in different ways, but the fact that I feel love [or hate] it is a constant and ancient thing promised by the […]
I hate taking meeting minutes. Minutes are the instant written record of a meeting. They typically describe what happens in a meeting, include a list of attendees, key topics discussed, points raised on those topics, and resolutions (if any) on those topics. Sounds easy enough doesn’t it? So why do people hate being the one […]
The Internet has made it easy to buy contact lenses with just a few clicks of the mouse button. However, in addition to shopping online, you can still shop from many reputable and local sellers near you. Regardless of whether you buy online or offline, the approach to buying these lenses will be more or […]
Working from home can offer some attractive tax advantages. If you qualify for the home office deduction, you can deduct all direct expenses and some of your indirect expenses related to working from home. However, keep in mind that qualifying for such deductions became more difficult under the Tax Cuts and Jobs Act of 2017 […]
How the clay bowl effect begins Moisture is an essential element for soil: it is a lubricant that traps air and allows soil particles to slide together. Too much moisture and the soil becomes muddy and cannot bear weight. Too little moisture and the soil breaks down into its individual particles and disappears. Dry soil […]
When you are employed, you not only have to face daily challenges, but also meet people of different personality types. If all the workers get along, they can contribute harmoniously to the growth of the company. However, this is not a practical situation. Often in a business hierarchy, one has to deal with domineering colleagues […]