Anyone who has been “fired” from a job knows the misery that comes with it, especially if they have been working for the company for many years. While most states apply the “at will” rule when it comes to firing, there are some exceptions. “At will” means that anyone can be fired at any time, […]
So you’ve been a mortgage broker for a while, and you think you’re ready for the next step – the approval of Fannie Mae and Freddie Mac as seller and servicer, so you can service your own loans. In general, to be an approved Seller and Administrator for FNMA or FHLMC, you must meet the […]
An experienced driver can provide considerable benefits for a company, but they often have a high salary range. If your business needs the financial guidance and support of a controller, but also needs to save money, a part-time controller is your answer. Hiring an outsourced controller or CFO for the first time can be difficult […]
The financial crisis of 2008 and 2009 put yacht manufacturers in a very difficult position. Stock markets in and around Asia were doing very well in the early 2000s. At that time, China’s economic growth and infrastructure development was already high and the Chinese began to show interest in yachts from luxury. Shipbuilders seized the […]
Introduction: Most marketers understand the value of collecting financial data, but they also realize the challenges of leveraging this knowledge to create smart, proactive pathways back to the customer. Data mining (technologies and techniques for recognizing and tracking patterns within data) helps companies examine layers of seemingly unrelated data for meaningful relationships, where they can […]
Now that you have made an offer to acquire commercial property and are waiting to close the escrow, you may want to start looking for a property manager to professionally manage the property. Your real estate investment advisor should introduce you to 2 or 3 local businesses, each with its own proposal. Your job is […]
Return on Invested Capital (ROIC) is a tool that value investors use to determine whether a company has a sustainable advantage over its competitors. Some investors call this sustainable competitive advantage a “moat.” Companies with a moat tend to dominate the industry niches in which they operate, and the stock market tends to reward investors […]
Wild Land is undeveloped land, public or private mainland. Private land ownership may not include mining rights to land. Think of it this way: a large metropolitan city may have a subway system that connects subway tracks in a network of tunnels. Individuals and businesses that own land above the underground metro system are not, […]
Can anyone put a price on human life? Is it possible to quantify the value of human life? Every human being in this world is valuable and invaluable to him and his family. An attempt to quantify the value of human life may seem ridiculous. But the main job of an insurer is to evaluate […]
The question most real estate investors ask me when they have found a property is “what is the return?” However, when I ask the investor if they are referring to the gross return or the return on capital to invest, many are not sure and do not really understand the question. Many investment agents and […]