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Alphabet soup These days it seems like everyone in the financial services industry has a few letters after their name, indicating that they have some kind of professional designation. There is CPA, CFP, CLU, ChFC, PFS, CMFC just to name a few. Like alphabet soup, there are a lot of letters and they don’t really […]
Following the 2004-2005 Florida hurricane season, two major events occurred. First, the number of Florida public adjusters, both residents and nonresidents, grew substantially. Second, established public adjusting firms worried that their market share would be diluted by increased competition. Following a lobbying effort by FAPIA (Florida Association of Public Insurance Adjusters), changes were made to […]
Cat litter is very important for those who have cats. This is not a problem today because manufacturers have created better cat litters. Prime examples are cat litter crystals, disposable cat litter, and silica cat litter. In the recent past, cat owners used clay and sand. These two options are heavy, trashy and heavy. You […]
We spend a lot of our hard earned money on buying a smartphone. Therefore, it would be wiser to consider the factors mentioned below to make the right decision instead of crying over split milk later. construction The look and durability of a phone depend on the material it is made of. Most smartphones are […]
Does Theresa Caputo really talk to spirits? Is she the genuine article…or is she just doing cold reading tricks that gullible people believe, simply because they WANT to believe? What do REAL scientists say about psychics and mediums, and people who claim to communicate with spirits on the other side? Is this all new age […]
Communication etiquette is not reserved for adults or business people only. Children are being seen and heard in public and they need to learn and develop the right skills at an early age. There are several ways that children can be respectful, courteous, and professional when interacting with peers and adults at school and at […]
The Internet of Things has already made its way into the industrial and commercial sectors, and is now reaching homes as well. The home automation system is available today by companies hoping to introduce smart devices. Industries expect to use them for HVAC, outlets, and even home lighting. Many companies are providing these services, and […]
Virginia had a problem. Workers were required to treat Covid-19 patients but were not covered by workers’ compensation insurance due to Virginia’s strict occupational disease testing requirements. Fortunately, the general assembly has acted to correct this problem. The assembly approved a new law that provides coverage for health workers and first responders who acquire Covid-19. […]
El Paso is a big city cultural center that, due to its proximity to the Mexican border, has a very vibrant Latin atmosphere. Center of the giant El Paso Gas company, the city has grown by leaps and bounds in recent times due to off-course commercial activity and immigration. Immigrants to this city range from […]
Conservation easements are complicated legally binding restrictive agreements that can affect values for generations indefinitely. A careful benefit analysis should be considered before entering into a conservation easement. Basically we can define a conservation easement as an agreement to restrict some form of land use in exchange for a tax benefit. Conservation easements by design […]